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Business Credit Cards

Business On-The-Go Business Premier
Available to all applicants for both Mastercard® and Visa.®1
Reward points are not available for this card product
Available to all applicants for both Mastercard® and Visa.®1
No Intro Rate No Intro Rate
APR of Prime +10.99%2 APR of Prime +10.99%2
No Annual Fee $49 Annual Fee per Account
25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.
25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.
Individual and summary billing options Individual billing option only
Mastercard® benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Visa® benefits of extended warranty protection, travel accident insurance, and rental car collision damage waiver protection.3
Mastercard® benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Visa® benefits of extended warranty protection, travel accident insurance, and rental car collision damage waiver protection. Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.3
Online account access and management available at www.cardaccount.net. Online account access and management available at www.cardaccount.net.

To view or redeem rewards points visit www.mypreferredpoints.com or call 866-678-5191.
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Personal Credit Cards

Low-Rate Card Preferred Points Card World Card
Available to all applicants for both Mastercard® and Visa.®

Rewards points are not available for this card product.1
Available to all applicants for both Mastercard® and Visa.® Available to all applicants for Mastercard.®1
Intro Rate of 2.9% for the first 6 months Intro Rate of 2.9% for the first 6 months Intro Rate of 2.9% for the first 6 months
Ongoing APR of Prime +6.99%2 Ongoing APR of Prime +11.99%2 Ongoing APR of Prime +11.99%2
No Annual Fee No Annual Fee No Annual Fee
25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.
25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.
25 day Grace Period on all purchases.
No grace period for cash advances or cash equivalent transactions.
Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Visa® Platinum benefit of rental car collision damage waiver protection.3
Mastercard® Platinum benefits include extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more.

Visa® Platinum benefit of rental car collision damage waiver protection. Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards.3
Mastercard® World benefits include concierge services, extended warranty protection, travel accident insurance, rental car collision damage waiver protection, and more. Earn one point for each dollar spent up to 10,000 per month. Points can be redeemed for cash back, travel, merchandise, and retail gift cards. 3
Online account access and management available at www.cardaccount.net. Online account access and management available at www.cardaccount.net.

To view or redeem rewards points visit www.mypreferredpoints.com or call 866-678-5191.
Online account access and management available at www.cardaccount.net.

To view or redeem rewards points visit www.mypreferredpoints.com or call 866-678-5191.
Learn More   Apply Now Learn More   Apply Now Learn More   Apply Now
Disclosures

1 The Employee, Preferred Points, and Low Rate consumer products include Mastercard Platinum and Visa Platinum cards; World card is only available for Mastercard and includes Preferred Points rewards. The Standard and Preferred Points business products include Mastercard and Visa Business cards.

2 After the introductory rate, the Annual Percentage Rate (APR) will vary based on changes in the Index, the Prime Rate (the base rate on corporate loans posted by at least 70% of the ten largest U.S. banks) published in the Wall Street Journal. The Index will be adjusted on the 25th day of each month or the business day preceding the 25th day if that day falls on a weekend or a holiday recognized by the Board of Governors of the Federal Reserve System. Changes in the Index will take effect beginning with the first billing cycle in the month following a change in the Index. Increases or decreases in the Index will cause the APR and periodic rate to fluctuate, resulting in increased or decreased Interest Charges on the Account. The Account will never have an APR over 21%.

3 Additional information about Mastercard and Visa cardholder benefits are provided on TIB Benefits Charts.

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