News & Insights

The most obvious issue is human error. Even the most diligent staff can make mistakes, which can lead to significant costs. According to the SenseTask, over 60% of invoice errors stem from manual data entry, such as when teams input amounts, codes, or vendor details by hand. These errors waste time and can increase processing costs by up to 20% due to the need for rework and corrections, according to Resolve Pay. Given that accuracy is crucial for financial reporting and vendor relationships, even minor mistakes can have major consequences.

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A government shutdown doesn't mean businesses are left without support. Integro Bank is open for business and actively accepting applications and underwriting your loan. We will work with your business to complete all underwriting and closing prep now so that as soon as SBA reopens, we can effectively and efficiently move directly to closing, ensuring your business receives the lending you need without additional delays.

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Despite record growth in women-owned businesses now numbering more than 12.3 million in the U.S. alone, according to the U.S. Small Business Administration, female entrepreneurs continue to face systemic barriers that slow their growth. Women still receive disproportionately less support in areas like funding, networking, and operational resources, leaving many to juggle multiple roles with limited bandwidth. In fact, according to the World Economic Forum, women-led startups received just 2% of all U.S. venture capital funding in 2023, a number that has remained stubbornly low for over a decade. AI, however, is emerging as a potential equalizer, offering women entrepreneurs tools to overcome structural obstacles and scale on their own terms.

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The conversation around women in leadership is no longer about whether progress is happening, but about how uneven and fragile that progress remains. According to LinkedIn’s Global Economic Graph, women currently hold 30.6% of leadership roles across 74 countries, a modest number compared to their 43.4% representation in the workforce overall (LinkedIn, 2024). McKinsey’s Women in the Workplace 2024 report highlights a similar pattern: women account for nearly half of entry-level roles but hold just 29% of C-suite positions (McKinsey, 2024). Fortune 500 companies tell an even starker story, with only 10.4% of CEOs being women as of last year (Catalyst, 2024). Globally, women hold just 6% of CEO roles, 8.4% of board chair positions, and 23.3% of board seats, according to the International Finance Corporation (IFC, 2023). Even in the S&P 500, where representation has improved over time, women still account for less than 10% of CEOs in 2025 (Women’s Power Gap, 2025).

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Women are starting businesses at record rates, but the playing field remains uneven. A recent study from the National Bureau of Economic Research, cited in Investopedia, reveals that when ventures fail, female founders are 30% less likely than men to secure funding for a new business. Even after success, women raise 53% less capital on average and face a 27% lower chance of being funded again, often missing out on tens of millions. The data points to entrenched bias, not performance, as the cause of this disparity.

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The U.S. national debt has jumped past $37 trillion as of August 12, 2025, years ahead of forecasts, according to APNews. Additionally, this rapid rise, fueled by pandemic-related borrowing and new laws adding $4.1 trillion more by 2035, now sees the country piling on $1 trillion every five months over double recent trends. For your business, these numbers are more than abstract: they signal immediate financial pressures demanding attention.

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On July 4, 2025, President Trump signed the One Big Beautiful Bill Act (H.R. 1) into law. This legislation is being hailed by some as a game changer for small businesses while being criticized by others as a potential fiscal time bomb. Whether you're building, scaling, or just trying to survive, this bill will significantly impact how you operate, whom you hire, and what you earn.

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As artificial intelligence becomes increasingly sophisticated, a new crisis is emerging that threatens to upend digital trust: AI-powered fraud. From voice cloning scams to hyper-realistic deepfakes, criminals are leveraging cutting-edge tools to exploit individuals, businesses, and financial platforms at an unprecedented scale.

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AI is no longer just hype; it is being integrated into actual workflows, from writing emails to generating entire marketing campaigns. A key question people are asking is: Will AI take over most jobs? The short answer is no, but it will transform nearly every role. A Forbes study reported that by 2040, AI will likely automate or transform 50% to 60% of jobs, with full dominance (80% and higher) possible by 2050.

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The digital landscape is rapidly evolving, and with it, the sophistication of cyber threats targeting businesses is increasing. An alarming trend for CEOs and business owners is the rise of deepfake technology, which can create remarkably realistic audio and video of individuals, often resulting in devastating financial consequences. Business email compromise (BEC) attacks, although not all using deepfakes yet, accounted for over $2.9 billion in losses globally in 2023, according to the FBI's Internet Crime Complaint Center (IC3) report. 

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