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Integro Bank's liquidity management tools can help you maximize the efficiency and velocity of short-term cash balances. Get competitive rates on a variety of short-term investment opportunities with money market deposit accounts, certificates of deposit and sweep accounts. Minimize manual tasks while maximizing earnings and improve return on investment while maintaining availability of funds.


Zero Balance Account

If you are looking for an automated solution to manage multiple accounts to help you save time and money, this solution can help you concentrate your funds in your main account without manually transfer funds from one account to another. The system will automatically transfer all your funds via the automated sweep capability.


Money Market Deposit Account

Our Premium Business Money Market account offers interest-earning potential in one convenient account, with tiered rates based on account balances, your interest rates can increase as your balance grows.

Put your excess operating cash to work for your business. You'll continue to have easy access to your funds via your Integro Bank branch, ATM, check or online transfer. Plus, you'll have the security of knowing that your funds are insured by the FDIC up to the maximum allowed by law.

Features and Benefits:

  • Increase earnings - Put excess operating cash to work for your business until needed
  • Easy access - More ways to get your cash when you need to - make a withdrawal at an Integro Bank branch ( HQ) or an ATM, make an online transfer or write a check - it's up to you
  • Tiered rate - Earn a variable interest rate based on your daily account balance.
  • Easy to use day or night online access to account balances and activity plus same-day transfers to or from your eligible Integro Bank Business or Personal deposit accounts
  • Funds insured by the FDIC up to the maximum amount allowed by law


Certificates of Deposit (CD)

If your business has cash on hand pegged for future business use, and you don't need immediate access to the funds for unexpected expenses, put them to work for you earning interest for your business.

Certificates of Deposit (CDs) are bank issued interest-bearing deposits that are FDIC-insured up to legal limits.  With CDs, you generally earn higher rates than with other savings products depending on the length of time your money can remain on deposit. You cannot make early withdrawals without an interest penalty, and you cannot write checks against the balance.

Variety of Terms

Integro Bank offers CDs with a variety of maturity terms, ranging from several days to several years, to match the time your cash is investable. Use CDs as a cash flow management tool to help get the most from the funds you have, while you have them.

Wide Range

Businesses come in all sizes. So do Certificates of Deposits. When you're ready to invest $1,000 or more, there's an Integro Bank CD for your business.

Reinvestment Options

When your CD nears maturity, you'll have the opportunity to reassess your cash flow needs and decide the best next course to take. Let the funds automatically reinvest for the same maturity term at the new renewal rate, reinvest for a different term that better fits your current cash flow needs, or have your proceeds deposited into your Integro Bank business checking account or Premium Business Money Market Account for immediate use. It's easy to let us know what works best for you.

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